Car Insurance Quote

What you will need to apply for a car insurance quote online

Before you apply for a car insurance quote online you should ensure you have the following details to hand in order to complete the application form.

If you have applied for car insurance before you should have:

• Your renewal proposal form listing your car and personal details - make sure they haven't changed.


• If you have changed your car, make sure you have the registration, make, model and engine size details to hand.


• The number of years No Claims Discount or details of any accidents that you may have had during the past five years


• Your credit card or payment details

If this is the first time you have applied for car insurance you will be asked for the following information:

• Personal details including your date of birth and postcode and licence details


• Car details - including registration number, make, model and engine size


• Use of the car - whether the car is used for business or not


• Annual Mileage


• Other drivers details including date of birth

Do you know your car's history?

If you are buying a new used car you should always check out its history with the AA.

Five Tips for Lowering your Car Insurance Premium

Have you ever wonder why car insurance costs vary from one car insurance company to the other? This is due to the different type of computation factors that car insurance companies use to derive the car insurance cost. Based on the answers that you replied to the car insurance company, they will add or discount the cost before arriving at a final price for your car insurance. Thus, it is important for you to shop around first before you commit yourself to a particular car insurance company as different companies take a different view of the various high risk factors. We will look at some of the factors that car insurance companies take into considerations.

1. Having a clean driving record.
Without a doubt, car insurance cost would increase if you have been convicted of a driving conviction. Thus, it pays to be a safe driver so that unnecessary costs won't be incurred.

2. Adding additional drivers to the policy
By adding additional drivers to the policy, extra premiums will be added. Thus, do not add in drivers into the policy just because you think that this person might be using the car in the future. Consider carefully whether it is necessary to add this person into the policy.

3. The age and gender of the driver
If the driver is under the age of 25 the rate will mostly likely be fairly high. This is due to the lack of driving experience. Usually, you will need to have over three years driving to be quoted a lower rate. Also, a single male driver rates higher than a single female. This is because males are rated as a higher risk to car insurance companies.

4. Your credit report history.
Most car insurance companies take into account of your credit history. Paying your bills on time and maintaining a good credit history will allow you to enjoy lower car insurance cost.

5. Anti-theft alarm
Fix up an electronic central locking and alarm on your car. Discount could be given by insurance companies when you have anti-theft devices install in your car.

Find the cheapest car insurance quote with Finance Choices

Bruce and I have done a lot of research into the car insurance market to help you to find the best deals for your car. Our car insurance guide will help you to find the best deal for your car insurance. We have provided you with a best buy table that shows the best deals currently available for car insurance and even whether you get a discount for buying online. We have also reviewed dozens of car insurance providers so that you can get our opinion on them plus the valued opinions of all of our readers.

Read our car insurance buyers guide now