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West Bromwich Building Society Mortgages
About West Bromwich Building Society
The West Bromwich Building Society has been a mutual building society for over 150 years and is committed to staying that way.
That's because, as a mutual building society, they don't have to pay dividends to outside shareholders. This means that they are able to pass on more to our members in the form of better rates of interest and additional benefits for loyal members through our Privileged Membership Scheme.
It also means that they can continue to operate in the best interests of our members and the communities we serve. All local branches are actively involved with their local community.
They are the ninth largest building society in the UK with branches mainly in their West Midlands heartland and a mortgage bureaux in key cities nationally.
West Bromwich Mortgage Products
West Bromwich building society offer several types of mortgage product, including:
West Bromwich is a mutual building society with branches across the Midlands, the north west and Wales. They aim to operate for the benefit of the communities they serve, and as such offer a wide range of mortgages to suit all budgets and properties. As well as the standard residential mortgage options - fixed, flexible, discount and tracker - West Bromwich also provide Buy to Let mortgages specially tailored for those buying property with the intention of renting it out. Another exciting product is the Brum Brum Rover mortgage, with which you get a Rover 25 car once you've paid off the mortgage (really). They even offer 'Muslim Mortgages', allowing Muslim homeowners to take out a mortgage while still complying with Sharia'a law.
West Bromwich Building Society's website is bright and cheerful and lays everything out clearly and accessibly. Mortgages can often be bewildering but they give straightforward information about all their different products, and even feature a 'mortgage finder' facility into which you enter basic details of your borrowing requirements and they then tell you which type of mortgage would be most suitable for you. If you have any queries you can contact them directly by email, phone or post, or request for them to call or email you; alternatively if you'd like to discuss things in person there's also a branch finder enabling you to locate the branch nearest to you.
Apply now
The West Bromwich Building Society has been a mutual building society for over 150 years and is committed to staying that way.
That's because, as a mutual building society, they don't have to pay dividends to outside shareholders. This means that they are able to pass on more to our members in the form of better rates of interest and additional benefits for loyal members through our Privileged Membership Scheme.
It also means that they can continue to operate in the best interests of our members and the communities we serve. All local branches are actively involved with their local community.
They are the ninth largest building society in the UK with branches mainly in their West Midlands heartland and a mortgage bureaux in key cities nationally.
West Bromwich Mortgage Products
West Bromwich building society offer several types of mortgage product, including:
- Buy to let - Buy to Let mortgages provide an excellent opportunity for long-term investors. They enable you to purchase properties for rental purposes, giving you the opportunity to gain an income from your investment.
- Cashback - Benefit from a lump sum cash repayment when you take out your mortgage. You can use it to help you with any additional costs at a time when your outgoings are likely to be high.
- Discount - Enjoy lower monthly repayments during the discount rate period, making it easier for you during the early part of your mortgage.
- Fixed Rate - Fixed rate mortgages mean you know where you stand with your monthly repayments during the fixed rate period, whatever happens to interest rates in general. This enables you to budget with confidence.
- Flexible - Gives you the flexibility to change your mortgage to suit your changing needs. You can pay off your mortgage early and make significant savings in interest by making overpayments when you can afford. Option to benefit from payment holidays or underpay your mortgage at times when your finances are stretched
- Muslim mortgages - Compliant with Sharia'a Law
- Offset mortgages - Use you savings to save money on your mortgage. By offsetting your savings, you can save interest and even pay your mortgage off early.
- Shared ownership - West Brom offers shared ownership mortgages in conjunction with any registered social landlord, such as a housing association.
West Bromwich is a mutual building society with branches across the Midlands, the north west and Wales. They aim to operate for the benefit of the communities they serve, and as such offer a wide range of mortgages to suit all budgets and properties. As well as the standard residential mortgage options - fixed, flexible, discount and tracker - West Bromwich also provide Buy to Let mortgages specially tailored for those buying property with the intention of renting it out. Another exciting product is the Brum Brum Rover mortgage, with which you get a Rover 25 car once you've paid off the mortgage (really). They even offer 'Muslim Mortgages', allowing Muslim homeowners to take out a mortgage while still complying with Sharia'a law.
West Bromwich Building Society's website is bright and cheerful and lays everything out clearly and accessibly. Mortgages can often be bewildering but they give straightforward information about all their different products, and even feature a 'mortgage finder' facility into which you enter basic details of your borrowing requirements and they then tell you which type of mortgage would be most suitable for you. If you have any queries you can contact them directly by email, phone or post, or request for them to call or email you; alternatively if you'd like to discuss things in person there's also a branch finder enabling you to locate the branch nearest to you.
Apply now
posted by Bruce Wayne at 6:44 AM
West Bromwich Building Society Mortgages
2 Comments:
Whether you are a first time buyer, looking to move lender to reduce your monthly repayments, or buying for investment purposes, the West Bromwich Building Society has a wide range of mortgage products to suit different individual needs, including flexible mortgages that you can manage to reflect your changing circumstances and needs.
Apply online and West Bromwich Building Society will give you an instant Agreement in Principle and a full personal illustration showing what your mortgage is likely to cost.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.
All West Bromwich Building Society loans are subject to status, satisfactory valuation and security. Loans are not available to persons under 18 years of age. A legal charge will be required over your property. Full written quotations are available on request.
The West Bromwich Building Society complies fully with the Mortgage Code, a copy of which is available on request.
The Society represents only the Norwich Union Marketing Group, members of which are authorised and regulated by the Financial Services Authority, for Life Assurance, Pensions and Investments. The Society is also authorised and regulated by the Financial Services Authority. Any financial advice will relate only to the products and services of the Society and Norwich Union.
The ninth largest building society in the UK with 47 branches around the West Midlands, including 3 mortgage bureaux, offering an excellent range of savings and mortgages - including buy-to-let and muslim mortgages.
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