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Kwik-Fit Car Insurance
Kwik-Fit Car Insurance
Kwik fit are best known for their walk in car repair and tyre services. In recent years they have launched their subsidiary Kwik-Fit Insurance which is an independent intermediary authorised and regulated by the Financial Services Authority.
The Kwik Fit car insurance product is provided by their panel of chosen companies who offer third party, third party fire and theft and also comprehensive car insurance cover. All Customers who chose to get an online quote benefit from additional discounts if the policy is purchased online and a further discount from Kwik Fit Auto centres.
The third party fire and theft level of the Kwik Fit car insurance policy covers your legal liability to third parties, and damage and injury caused by your passengers. If you are looking for fire and theft protection, consider the third party fire and theft insurance policy as this covers you and your vehicle if it is stolen or bursts into flames.
For those customers seeking comprehensive quotes for Kwik Fit car insurance the scope of cover offered includes a free courtesy car, 24-hour accident action line, 24-hour windscreen, glass replacement helpline and personal belongings insurance up to specified limits.
Optional extras that can be added to Kwik Fit car insurance policies include breakdown cover, legal expenses costs of up of £75,000 in the event of a non-fault claim and Kwik Fit?s Keep Motoring product. Keep Motoring is a replacement vehicle hire product designed to cover policyholders on the road in the event of a total loss/theft of the insured vehicle. Customers choosing to pay by monthly instalments can also take advantage of the Kwik Fit payment protection plan which is designed to protect against accident, sickness or unemployment.
Summary
Want cheaper car Insurance? Paying too much for your car insurance? Save up to £110 with Kwik-Fit Insurance plus up to 7% online discount. They pride ourselves on providing their customers with choice. Unlike direct insurers, we work on your behalf by searching their large panel of leading motor insurers to find you a great deal.
And it's not just the lower prices that are bringing people to Kwik-Fit Insurance. They'll give you an Exclusive 10% discount of everything you need to keep your car on the road at Kwik-Fit Autocentres all over the UK. In addition they'll give you the further benefit of a guaranteed courtesy car, 24-hour accident action line and £150 personal belongings cover.
So why not put Kwik-Fit to the test by getting a quote now. Not only could they save you money today, but you can continue to save all year with the 10% discount you'll receive at Kwik-Fit Autocentres.
Get a quote
now
Kwik fit are best known for their walk in car repair and tyre services. In recent years they have launched their subsidiary Kwik-Fit Insurance which is an independent intermediary authorised and regulated by the Financial Services Authority.
The Kwik Fit car insurance product is provided by their panel of chosen companies who offer third party, third party fire and theft and also comprehensive car insurance cover. All Customers who chose to get an online quote benefit from additional discounts if the policy is purchased online and a further discount from Kwik Fit Auto centres.
The third party fire and theft level of the Kwik Fit car insurance policy covers your legal liability to third parties, and damage and injury caused by your passengers. If you are looking for fire and theft protection, consider the third party fire and theft insurance policy as this covers you and your vehicle if it is stolen or bursts into flames.
For those customers seeking comprehensive quotes for Kwik Fit car insurance the scope of cover offered includes a free courtesy car, 24-hour accident action line, 24-hour windscreen, glass replacement helpline and personal belongings insurance up to specified limits.
Optional extras that can be added to Kwik Fit car insurance policies include breakdown cover, legal expenses costs of up of £75,000 in the event of a non-fault claim and Kwik Fit?s Keep Motoring product. Keep Motoring is a replacement vehicle hire product designed to cover policyholders on the road in the event of a total loss/theft of the insured vehicle. Customers choosing to pay by monthly instalments can also take advantage of the Kwik Fit payment protection plan which is designed to protect against accident, sickness or unemployment.
Summary
Want cheaper car Insurance? Paying too much for your car insurance? Save up to £110 with Kwik-Fit Insurance plus up to 7% online discount. They pride ourselves on providing their customers with choice. Unlike direct insurers, we work on your behalf by searching their large panel of leading motor insurers to find you a great deal.
And it's not just the lower prices that are bringing people to Kwik-Fit Insurance. They'll give you an Exclusive 10% discount of everything you need to keep your car on the road at Kwik-Fit Autocentres all over the UK. In addition they'll give you the further benefit of a guaranteed courtesy car, 24-hour accident action line and £150 personal belongings cover.
So why not put Kwik-Fit to the test by getting a quote now. Not only could they save you money today, but you can continue to save all year with the 10% discount you'll receive at Kwik-Fit Autocentres.
Get a quote
now
posted by Barbara Gordon at 9:00 AM
Kwik-Fit Car Insurance
5 Comments:
My experience of Kwik Fit was first of all that the consultant I spoke to knew everything about car insurance - inside and out, I was given good advice and all information was disclosed over the phone. My paperwork arrived the very next day and I was over the moon at the help I was given. They also spoke English unlike most other offices that are based in asia. They must have the best training as he could answer questions that other companies couldnt answer, but why spoil it and ask me about gas and electricity?
The time had come again for me to renew my car insuarnce, Has it really been 12mths since I last done the insurance. I decided to get the good old yellow pages out and phone several insurers when I cam across the number for Kwik-Fit Insurance.
I telephoned them using there freephone number 0800 027 2796, After listening to nice music I was told by a voice that all there consultants where busy and If I wanted I could use there call back service, I decided to use this, So I pressed 5 on my telephone and was then asked to leave a number and my name where I wanted to be called back. Within a few mins they called back (fantastic) The person I spoke to Nick beagan taking me through the quotation.
Quote: There where about 25-30 questions in total, However this only taken about 7/9 mins to complete. Most questions did relate to your car insuarance, However there are a few questions that I felt why did I need to answer:
1, Do you smoke? I asked why they need to know, Reply: One insurer on our panel do not insure smokers. I was told this was NIG
2, Are you a homeowner? Why I asked? Reply: Most of the panel of insurers give a discount if your a homeowner.
3, Do you have a credit card? Why I asked? Reply: as above
The panel, who they use: I was told that they search many insurers, Including Norwich union, Axa, RSA, Provident, Zurich, Zenith, Legal and General and More
Price: I was offered a price of £353.58 with an accidental excess of £250.00, I asked for a lower excess and to lower the excess by £100.00 it only taken the quote to £369.15. So well worth asking the consultant to check the excess and see what the best deal is for you.
Conditions: When I was interested in the quote the consultant went through the conditions with me, These included confirming that I was the registered owner and Keeper and the car has not been modified in any way.
Benefits:
Fully comp:
1,Guareenteed Courtsey Car from approved repairer in the event of any accident fault or non fault
2, Glass cover £50.00 excess auth repairer (auto glass) this includes the sunroof: 0800 36 36 36
3, 60 days free foreign travel included in policy.
4, Unlimited stereo cover if standard if not standard then £500.00
5, £75k ov legal cover through IGI (albany) cost £30.00
6, 24hr maned claims line.
7, 5days car hire if car is stolen to the value of £100.00
8, 10% discount of all kwik-fit garges.
9, £20.00 everytime you recommend a customer
Paying:
In full on a Credit/debit card no charge, Cheque, Postal order, Bankers cheque, Or cash in person at there offices just outside Glasgow
Installments: Incur a interest rate of 16% flat rate, You pay a 15% deposit on the day then either monthly or quarterly off your debit/credit card or by Direct debit
Additional Benefits available:
24hr breakdown recovery service provide through EA (Europe Assistance) Prices on this product vacry from £30.00 approx to £89.99. There are two different levels of cover offered
Full Breakdown: Cover Homestart, Roadside recovery and including European travel. This package alone is fantastic.
Limited Breakdown: Covers you from atleast 1 mile away from your home, Roadside assistance. This option does not cover you for recovery to your address or destination. They will take you to a local garage.
Keep Motoring:
This is a replacement car in the event that your car is written off due to fire or accident. People may say but you get a courtsey car, Yes you do but only until your car is written on to which without this product you would be left without a car. This is well worth having. provide through Enterprise rentacar.
Payment protection:
Covers all your monthly installments in the event of you being off work due to sickness, injury or being made redundant. there must be a 30 day gap for above except where you are made redundant it is 60 days. Costs £2.99 per month, Provided through Norwich union
Now that I have my car insurance with them I am entitled to discounts of Home Insurance, Motorbike insurance, Travel insurance, Breakdown, Van insurance, Pet Insurance.
As February approaches each year, I prepare myself for numerous incoming telephone calls, masses of marketing post and an overflowing inbox. Why ? Because February is when my car insurance is due for it's annual renewal !
This is then followed by hours online, typing the same information over and over again, or alternatively repeating that same information over the telephone. To make matters worse, the telephone call centres are increasingly overseas, making a simple conversation or statement a real challenge.
In August last year, when my car needed some work on the brakes, I took my car into my local Kwik Fit. If you've read my previous reviews, you'll know that I had a few problems which were quickly sorted out to mutual satisfaction.
Shortly after that I received a telephone call from Kwik Fit Insurance asking if I'd like a quote on car insurance. I'm sure you know the situation, when you just want to get off the phone to a telemarketer, so I said that my insurance wasn't due until February and gave them permission to call back nearer the time.
I'd forgotten all about the telephone conversation until, when on 1st February, I received a call from Kwik Fit Insurance as promised.
I was impressed that the caller identified themselves quickly, and asked if it was a convenient time to provide me with an insurance quote. So many callers just assume that, because you've picked up the phone, that you're free to go straight into a lengthy sales pitch !
After taking some initial details, I was given an initial quote slightly higher than my renewal, but competitive nevertheless. The gentleman said that he had some other providers to contact, asked if it would be ok to call me back, to save me hanging on the phone. I readily agreed, and he said I'd get a call back within the hour.
Within the hour, I was chatting to the rep again, and the latest quote came in at around £50 cheaper than my renewal - and the policy was actually better !
I found this particulary impressive, as for the past three years no other quote has even come close to my renewal.
Despite this, I said that I had several other companies to call, and wanted to shop around. I was put under no pressure to agree then, instead I was asked when would be a convenient time to check to see if I wanted to go ahead, and I arranged a further call back a few days later.
In the meantime, I checked online sites, telephone lines and brokers for a more competitive price, but none came close to the £380 that Kwik Fit Insurance had quoted.
Again, as promised, I received another call from Kwik Fit Insurance to see if I had made a decision as of yet. The caller said that he had the authority to offer a discount to offer customers an incentive to switch to Kwik Fit. This discount was in the region of £20.00 - bringing the total saving to nearly £70.00. Although there was no pressure to agree there and then, this was enough to sway my decision, and I agreed to take out the policy.
After my details were confirmed, and the quote of around £360 confirmed, he asked me to hang on for just a minute whilst he checked something. After a short delay, he returned and said that he had just checked, and another company were offering a quote even lower than the previous amount - £30 cheaper !! This now brought the saving to over £100 !
They do charge a premium of 16% APR if you wish to pay by monthly installments, however this was already quoted in the price - still over £100 better off !
The quoted price also included the premium for paying by installments - an extra that I'd normally have had to pay with my previous insurer !
The other benefits of the comprehensive policy include...
- The car is covered for foreign travel.
- The car is covered for Fire damage, theft or attempted theft.
- The audio equipment is insured against theft.
- The car is covered against malicious damage.
- All glass (including sunroof) is covered for repair or replacement.
- The car is covered agains accidental damage.
- Personal effects in the car are also covered.
- A hire car is provided in the event of a theft.
- A 'new for old' replacement car.
- You are covered against passenger liability.
- When you are quoted for renewal, they check all providers - not just your existing one.
- You also get an "Autosave" card, which entitles you to 10% off prices at Kwik Fit Centres, saving you money on Brakes, Exhausts, Tyres, Servicing, Brakes and MOT tests.
Of course, some of the above features are subject to an excess fee, which is quoted when the policy is taken out, but is in line with other insurance providers.
A few hours after I'd taken out the policy, I received another call from Kwik Fit Insurance customer care, to check if I'd received my policy documents !! As I told him, I'd have been ULTRA impressed if they had arrived that quick!
The documents did actually arrive a couple of days later, along with comprehensive details of the policy, and how to make a claim should the need arise.
Throughout all my communication with the Kwik Fit Insurance team, the staff have always been polite, friendly and helpful. There was also no hard sell, or any pressure to commit to buying the policy there and then.
Getting a quote is a simple and straightforward process. It can be done over the or by going online and clicking on the Car Insurance link. By getting a quote online, you can qualify for a discount of £25.00, however they will only quote online if have not incurred more than 5 motoring convictions in the last 5 years nor had more than 5 accidents or claims in the last 5 years.
The website also provides all the details of the policy, and the terms and conditions associated with it.
Of course, taking out the policy is only half of the experience with any insurance policy. The other half comes with how the company deals with claims.
If I do need to make a claim over the next year, I will update this review accordingly - but for once I sincerely hope that I have no need to update the review !!!
I have just had my renewal come through from Kwik fit.£355 TPFT.I phoned and told them that I had a better quote and they told me that thay would beat any quote.I went on insurance supermarket and got a quote for £151 plus £17 for legal cover.I phoned back and thay did it for £141 inc legal cover .It just goes to show never take the first quote.I just thought this might be of use to any existing Kwik fit customers with their renewal coming up.Just try it on !!
I did the same with Kwik Fit on renewal. Asked them to call me back then quoted figures I had got from Confused.com and they matched the price.
I can't remember the figures but it was considerably cheaper than they quoted me for a second year with them.
I then got my MOT done with Kwik Fit by booking online for a 30% discount, in fact they gave me 50% and as I needed a couple of new tyres I used the discount card for Kwik Fit and they gave me the discount off the whole bill including the already discounted MOT.
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