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Approved Car Finance
Approved Car Finance
This year 1000s of people got a car from Approved Car Finance - even though they had CCJs, defaults or a poor credit history. Now you can too. Approved Car Finance supply the car and the finance.
You'll find that Approved Car Finance are experts in getting car finance for most people regardless of their credit history. Both home owners and tenants are welcome to apply as the loan is secured on the car, not your home.
It couldn't be easier to get on the road and drive a newer car in 3 easy steps:
Been refused car credit? Approved Car Finance gives you the opportunity to get car credit whatever your credit history. Great deals available online today. £1000 part exchange & cashback available.
Apply now
This year 1000s of people got a car from Approved Car Finance - even though they had CCJs, defaults or a poor credit history. Now you can too. Approved Car Finance supply the car and the finance.
You'll find that Approved Car Finance are experts in getting car finance for most people regardless of their credit history. Both home owners and tenants are welcome to apply as the loan is secured on the car, not your home.
- Most cars 2 - 4 years old
- Good selection of cars
- MOT on all cars
- Every car is pre-checked - 136 point vehicle inspection
It couldn't be easier to get on the road and drive a newer car in 3 easy steps:
- Apply online or call their toll free number. Answer a few questions, make an appointment to come and visit them!
- Come in to your local branch, choose from 100's of cars in stock at branches nationwide.
- Bring in your old car, they will give you £1,000 minimum part exchange plus £250 cash back.
Been refused car credit? Approved Car Finance gives you the opportunity to get car credit whatever your credit history. Great deals available online today. £1000 part exchange & cashback available.
Apply now
posted by Barbara Gordon at 8:25 AM
Approved Car Finance
5 Comments:
Bad Points
Where to start? This is the kind of company that thrives on the fact that it is dealing with people with bad credit ratings, and therefore thinks that you can be treated like poo. They tell you to come into they're local store, which for us was walsall. Once you get through the locked door, they try to get a feel for your maximum weekly budget, before they even tell you how much finance you've been accepted for. They decide on what they reckon your maximum budget is, and you go from there. Despite the fact that their estimate of our budget was more than twice what we could afford. We were eventually shown 3 cars that were suppossed to have been in our price range. We were not encouraged to look at any other cars above or below our budget. When we asked for some time to discuss things between ourselves, we were left for a maximum off 2 minutes. Information about the individual cars was limited.
General Comments
We were pressured into making a decicion there and then, and we were told by our delightful loan shark, that we had to make the decision before we left the building, if we refused, our details would then be blacklisted, and we would not be able to consider the company again, for credit, for another 6 months. Feeling extremely pressured, and not at all happy with the service, not to mention the range of cars on offer. We decided to ask some questions about the finance. That was the final straw to be honest. Our loan shark basically said that he would not discuss anything like that, until we confirmed that we would sign papers tonight. The long and the short of it being, that we were expected to commit to something that we knew very little about. Having been in financial difficulty before, we were very cautious.
We left the building having not signed anything! Which we were told would mean that we could not be considered for finance again for 6 months. Funnily enough, the following day, I get a phone call, saying that they'd managed to keep our file open, and would we like come back to the "garage". I declined. Another couple of days passed, and I got a call from the manager of the garage. By this time, we had bought a car elsewhere. He basically started quizzing me about the make, model, colour and the name of the company where we bought the car from. I refused to give him this information, telling him that it was my business, and I had no need to tell him anything. His attitude was very bad. He basically started to get very shirty, as I was persistant in my answers of "thats my buisness, I have no need to tell you", he eventualy hung up.
I would not recommend this company to anyone. Even if you are desperate, there are plenty of other companies that you can go to, whos customer service, and choice of cars will be much much better.
Hi hope you can help
OH got a car from one of Approved Car Finance, but after a few months his cicumstances changed, after phoning citizans advice we found out that there was nothing could be done, he started falling behind on the payments, the company then sent a letter basically saying if you send the car back no we wil wipe the slate clean. OH thougt that this was the best option and arrainged for them to pick up the vehical, this was nearly a year ago. Problem is it now turns out that they sent this letter to us by mistake (theres not ours) and we got a letter from a bailiff today asking for £6000. When we found out it was sent by mistake we phoned and the woman at the company said just to keep it in case they try claiming any money of us. Like i said today we got a letter of these bailiffs and i was just thinking of sending them an email with the copy of the letter, showing we have this letter and we knew that there would be recriminations we would have somehow found the money for the payments.
Do you think this will work? Has anyone else had any thng like this?
Have you got the original letter from Approved Car Finance saying 'if you send the car back now we will wipe the slate clean'?
If so, send the baliff a copy of this letter stating strongly that they have no right to pursue you. Make sure you send the copy and not the original!
If not, post again!
hi Barbara, thanks for your help with this original problem. The thing is we sent the e-mail and this morning we recevied a letter from the debt recovery team saying "Following our recent communications we are now instructed to take whatever steps are necwssary to recover payment of this debt"
What do we do now?
I still don't think they have a case and perhaps you need to get a solicitor to write you a letter. It looks to me like they are trying to bully you into paying up.
The thing with this particular situation is that you had no reason to believe the letter was wrong. If, for example, they had written saying okay keep the car and we will cancel the agreement with no more to pay, it would be reasonable for them to argue now that most people would have known that was an error. In this case, I can see no reason why you should have thought it was an error, not least because they came and collected the car.
I think they will have to stand by their original correspondence releasing him from his agreement, but that they will not give up without a fight.
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