Wednesday, July 20, 2005

RSPCA Platinum Card

The RSPCA Platinum Card

The RSPCA is a respected charity dedicated to helping animals in need. The acronym RSPCA actually stands for Royal Society for the Prevention of Cruelty to Animals. A truly worthwhile cause, and a credit card offer that will help that worthy cause without you even knowing about it.

You will receive a credit card that is as good as any other offer on the UK market, with an introductory 0% balance transfer offer that will last for 5 months, a choice of different card designs, up to 56 days interest free grace period, free internet delivery insurance and free purchase protection. The purchase protection will insure you against loss or theft of any goods that you have bought using the RSPCA credit card.

However, the main point about this card is not the introductory balance transfer option but the rewards scheme. No you do not receive the rewards but the RSPCA do. When you are first accepted and use the credit card the RSPCA will automatically receive a £15 donation with not much effort from you. Then every time that you use the credit card the RSPCA will receive even more contributions, approximately 25p for every £100 spent. Is there an easier way to give to a good cause? With a choice of 3 credit card designs including the cute dog and cute cat pictures you will have a feel good credit card for your use!

Summary
  • 3 different card types available

  • 0% APR on balance transfers for 5 months

  • 14.9% typical APR variable

  • RSPCA will receive a donation of £15 just for taking out this card

  • RSPCA will receive 25p for every £100 you spend

  • Credit limit up to £20000

  • Free travel accident insurance up to £250,000

  • No annual fee

  • Free purchase protection

  • Free internet delivery insurance

  • Up to 8 weeks interest free credit on purchases

  • Online decision within 60 seconds
The RSPCA credit card is issued by Beneficial bank in conjunction with the RSPCA. As the UK's most famous animal charity the RSPCA credit card allows you to have all the benefits of a a very competitive credit card and the peace of mind that when you take out the card and every time you use it the RSPCA benefits.

The card features are very competitive for a card of this type - 0% on balance transfers fixed for 5 months from account opening so you can take advantage of a great balance transfer rate if you have an existing credit card by switching to the RSPCA credit card. The standard rate of 14.9% is also highly competitive.

The real difference with this card is how it helps the RSPCA carry on their good work. Just for taking out the card the RSPCA receives £15 from the card issuer Beneficial, and every time you spend on the card the RSPCA receives 25p out of every £100. And if you continue to use the card the RSPCA receives a further £1 on each anniversary of the card issue. This is a great way to help a great cause simply by using what most of do everyday - a credit card. The application form is a very simple and you even get a decision on your application in 60 seconds. What better credit card than one which offers great rates and allows you to help sick and injured animals through the RSPCA.


4 Comments:

Anonymous dog lover said...

With the RSPCA credit card the focus is on the help that the RSPCA will receive if you apply and are accepted for the credit card. No doubt about it, there are many credit cards with better offers than this but only on a personal level. Every time that the credit card is used the RSPCA will receive further donations.

12:28 PM  
Anonymous Anonymous said...

RSPCA are a famous charity helping many disowned animals and others who are in desperate need of help. A worthy cause in many peoples' eyes. With the RSPCA credit card there is an instant donation to the RSPCA when you are accepted for the credit card, this donation is £15. Further to this donation, when using your RSPCA credit card for any transactions the RSPCA will receive a further donation which amounts to 0.25%.

Not only are you helping a good cause with this credit card you will also be benefiting from an attractive credit card offer. There is 0% balance transfers for 6 months and a lengthy interest free period of 56 days.

12:28 PM  
Anonymous nick said...

I've currently got an RSPCA credit card from Beneficial. They gave £15 to the RSPCA when I signed up, and give something like 0.5% of whatever I spend to them too...which is not much.

12:40 PM  
Anonymous nikki said...

The RSPCA Mastercard is an alright card, although after the initial £15 it gives to the RSPCA for me signing up, mot much more would be donated cause I don't use it enough to make it worthwhile. I only really wanted the card cause it had a dog on it.

12:41 PM  

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