Finance Choices
Halifax Personal Loan
Who are the Halifax?
The origins of Halifax go back to 1852 when a small group of men met in the Oak Room of the Old Cock Inn in Halifax and discussed the establishment of a permanent building and investment society. Nowadays the group is part of the Halifax Bank of Scotland Group, one of the UK's leading high street building societies.
Halifax offers a range of financial services including Halifax credit cards, loans, current accounts and savings accounts.
Features of the Halifax Personal Loan
With the Halifax personal loan you'll get the first three months off making any repayments and the interest rate is fixed so you know exactly what's going out every month.
You can borrow between £1,000 and £25,000 so is ideal for small to medium sized purchases. Halifax offer an exlusive online rate on loans over £7,000 of just 6.7% typical APR and you can spread your payments over as long as 7 years.
Halifax also offers payment protection cover, for an additional fee.
Summary of the Halifax Personal Loan
Applying for a Halifax Loan
The application process for a Halifax personal loan is very simple and will take approximately 8 minutes to complete via the Halifax website. To get started simply visit the Halifax website below:
Website: Halifax
The origins of Halifax go back to 1852 when a small group of men met in the Oak Room of the Old Cock Inn in Halifax and discussed the establishment of a permanent building and investment society. Nowadays the group is part of the Halifax Bank of Scotland Group, one of the UK's leading high street building societies.
Halifax offers a range of financial services including Halifax credit cards, loans, current accounts and savings accounts.
Features of the Halifax Personal Loan
With the Halifax personal loan you'll get the first three months off making any repayments and the interest rate is fixed so you know exactly what's going out every month.
You can borrow between £1,000 and £25,000 so is ideal for small to medium sized purchases. Halifax offer an exlusive online rate on loans over £7,000 of just 6.7% typical APR and you can spread your payments over as long as 7 years.
Halifax also offers payment protection cover, for an additional fee.
Summary of the Halifax Personal Loan
- Loans are available from £1,000 to £25,000
- You can spend it on almost anything you like
- Their exclusive online rate on loans over £7,000 is 6.7% APR Typical
- Exclusive online rates range from 6.7% APR to 19.9% APR
- No monthly loan repayments for the first three months
- Spread your repayments over 1 to 7years
- Your monthly repayments are fixed for the life of the loan, meaning you can budget with confidence
- Simple, and quick online application process - taking approximately 8 minutes to complete
- Apply online with confidence - their secure online application process uses the latest 128 bit encryption to ensure a high level of protection
- Have peace of mind with their Payment Protection
- If you choose their optional courier service to receive your cheque in 24 hours, an additional fee which is currently £45 (plus and extra £5 if you request a specific delivery time), will be payable one month before your first monthly payment.
Applying for a Halifax Loan
The application process for a Halifax personal loan is very simple and will take approximately 8 minutes to complete via the Halifax website. To get started simply visit the Halifax website below:
Website: Halifax
posted by Barbara Gordon at 9:54 AM
Halifax Personal Loan
2 Comments:
If loans are a part of Halifax with no branches it's basically internet and telephone banking. I applied for a loan with them 3 months ago and the service was brilliant. The APR is 6.7%. Which is lower than most major banks and with a company you can trust. I only borrowed £3000 to pay some bills etc so it wasn't an extremely large amount of money. But as the amount you borrow goes up the interest rate goes down, so you never know i may use them for bigger purchases !
Anytime i asked a question, as it is my first loan. They were so helpful and really knew what they were talking about.The only problem was as they are a popular company or not enough staff it took a long time for them to answer the phone and i was on hold for about 8 mins. The money comes out of my account by Direct Debit and i get no problems... well so far anyway !!
I get a nice piece of paper telling me what they took out of my account last month and when they are going to take out the next payment and they leave me alone.
I heard about IF from a friend who said their interest rate rate was good and she received good service. This is the first online / non branch service i have used and so far i am impressed .
I was a bit weary considering you can't just pop round the corner and talk to someone face to face if you have a problem. But i only had one problem and that was sorted within minutes.
I also, when i started my loan got 6 months free cover in case of sickness etc. And then I got a lovely letter saying that it had been extended for an extra 3 months. Wow Thanks !!!!!!
I got myself a loan from the Halifax when I graduated from doing my first degree. Partly to pay off my overdraft, and partly to buy myself a nice new computer. I went into the branch, made an appointment, and then hit a major stumbling block.
When the staff member I was dealing with asked me what I did, I told them that I was a student. At this point she point blank refused to consider giving me a loan. No matter that I was a post-graduate student being paid very well for doing my degree, the word student was enough to turn them against me. I spoke to her, and the manager, and they both told me that there was no way to Halifax could give me a loan. I went home, went on the website and applied online myself, and was surprised when, despite telling it that I was a student, it happily gave me the full loan I was asking for. I had to go into the branch to fill in the forms, and told the woman what had happened - she was surprised, but since the computer systems had let the loan go through, she saw no reason to do anything apart from let me fill the forms in.
I filled in the forms, which took a grand total of 5 minutes. Since I`d filled in all my information online, I just had to wait for her to print the forms out, check the details and then decide how I wanted to get the money, and how I wanted to repay it back to them. I asked for the money to be paid directly into my current account (also held with the Halifax), and asked them to take the repayments out of the same account.
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