Finance Choices
First Direct Current Account
Who are First Direct?
First Direct were one of the pioneers of Internet banking and are backed by the HSBC group. As such they have a wealth of experience and knowledge in the banking sector and offer a good service.
The First Direct Current Account
The First Direct Current Account is a bank account offering everything you need to manage your day-to-day money. As soon as you sign up via the First Direct website you are credited with a free £25 gift from First Direct. You also get an automatic £500 overdraft at a competitive rate of 2.00% AER (1.98% gross) interest on credit balances and overdrafts at only 9.9% EAR.
Once you're all signed up you can bank online via the First Direct website or via telephone, giving you 24/7 access 52 weeks of the year. The telephone banking is great because you get to speak to a real person should you get into a jam. Plus of course you have the option of popping into a HSBC branch for assistance.
You also get a debit card with your account that you can use to withdraw as much as £500 cash a day from Link ATM machines.
The more you review the First Direct Current Account the more you begin to find yourself getting very excited about this service and starting to feel the urge to apply now.
Summary
You can apply for a First Direct current account via the web, telephone or post. The application process is relatively straight forward, and remember you get that free £25 to start you off. To start the process simply click on the link below:
Apply for a First Direct current account now
Compare First Direct current accounts with other current accounts
First Direct were one of the pioneers of Internet banking and are backed by the HSBC group. As such they have a wealth of experience and knowledge in the banking sector and offer a good service.
The First Direct Current Account
The First Direct Current Account is a bank account offering everything you need to manage your day-to-day money. As soon as you sign up via the First Direct website you are credited with a free £25 gift from First Direct. You also get an automatic £500 overdraft at a competitive rate of 2.00% AER (1.98% gross) interest on credit balances and overdrafts at only 9.9% EAR.
Once you're all signed up you can bank online via the First Direct website or via telephone, giving you 24/7 access 52 weeks of the year. The telephone banking is great because you get to speak to a real person should you get into a jam. Plus of course you have the option of popping into a HSBC branch for assistance.
You also get a debit card with your account that you can use to withdraw as much as £500 cash a day from Link ATM machines.
The more you review the First Direct Current Account the more you begin to find yourself getting very excited about this service and starting to feel the urge to apply now.
Summary
- free day-to-day banking
- automatic fee free £500 overdraft - subject to status. 10.9%EAR variable
- £500 a day cash machine withdrawals
- bank online, by telephone and text message
- they help you transfer your salary, standing orders and direct debits
- up to 2.00% AER (1.98% gross) interest on credit balances
- card with chip and PIN technology for greater security
- a 15 year proven track record of satisfied customers
You can apply for a First Direct current account via the web, telephone or post. The application process is relatively straight forward, and remember you get that free £25 to start you off. To start the process simply click on the link below:
Apply for a First Direct current account now
Compare First Direct current accounts with other current accounts
posted by Barbara Gordon at 11:15 AM
First Direct Current Account
2 Comments:
I've been with First Direct for over 3 years now and EVERY time I've called, I've always had a pleasant helpful person to speak to, and they've always been obliging to help me out, even when it's been my blotch-up. They offer competitive rates on their Bonus Savings, and give you £25 to join up. After banking with Barclays, I've NEVER looked back!
I've been with First Direct for 5 years now and I've been very happy with the service, never (so far) have I had any problems.
Some internet banking websites have restricted access hours, I thought I wouldn't need 24 hour access, but it has proved useful. I also really like that you can do transactions at HSBC branches - I'm not happy about posting cheques.
The people at the call centre have always been helpful, and pronounce my name correctly almost every time - thats really unusual!
I also have a free £250 overdraft, don't know if this is standard or not, but is useful.
From time to time they have offers, I took out insurance with them because of a money off offer.
Very pleased.
Post a Comment
<< Home